No Win No Fee PPI Claims
Regulated by the Solicitors Regulation Authority - SRA ID 403088

Have you been mis-sold PPI? We can find out for you!

FAQ

Below you will find questions frequently asked by our clients. Simply click the question text to see the answer. If you don't find the answer you are looking for, complete the form to the right and a claims advisor will call to answer your questions.

What is PPI?

PPI, also known as Payment or Loan Protection Insurance, is sold alongside loans in order to cover repayments that cannot be made due to unforeseen circumstances, such as accidents, illness or unemployment.

How has PPI been mis-sold?

PPI has been mis-sold by some individuals and organisations where they have taken an aggressive approach at the point of sale or have not appropriately established your need or suitability for the cover provided. Complete our on line enquiry form and our qualified PPI experts will help you establish your right to make a claim.

Who may have mis-sold me PPI?

If you took out a loan prior to 2009 from a bank, building society or other institution you may well have been mis-sold PPI at the same time and will be entitled to claim compensation.

Was my PPI mis-sold?

If you answer yes to any of the following questions it is likely your PPI was mis-sold and you are entitled to compensation:

Complete our on-line enquiry form and start your claim for compensation today.

What compensation will I receive?

We can help you get back all of your PPI premiums paid to date and to write off all premiums yet to be paid. Our team of experts will also ensure you receive statutory interest on any premiums you have already paid; that can result in an 8% increase on the sum you are owed! Contact us today to make your claim.

What documents do I need to provide?

Simply sign the documents we provide, where indicated, and send them and your original *credit agreement(s) back to us in the freepost envelope provided.

*We can request a copy of your original credit agreement from your lender but this will delay your claim as it can take, on average, forty days to obtain.

How long does the claims’ process take?

From the time we receive your *loan agreement and signed documentation we anticipate that the legal procedure will take between three to six months. Once completed you will receive the compensation you are owed.

*Having to obtain original signed copies of your loan agreement from your lender will delay your claim. Legally, lenders are entitled to take up to four weeks to provide the requested documents. Providing us with your original copies will enable us to commence your claim more expediently.

How much does it cost?

On the successful completion of your claim we will charge just 25% of the amount reclaimed, plus VAT. As part of our personal service we will ensure you are aware of the cost pertaining to your individual claim once we receive your original loan agreement document. If your claim is not successful you will not be charged. However, claims cancelled after the fourteen day notice period may be subject to a fee.

Should I continue to make my PPI payments?

Yes, for a limited period. Our legal advisors will discuss this and other aspects of your claim with you.

 
  Start Your Claim Today
Your privacy is important to us
We are registered with the ICO and comply with the Data Protection Act (1998). Your personal information is secure.
 Example Refund!
On a 10 year loan having made 48 monthly payments of £400, the typical refund would be...
£4224!
The above figures are based on a PPI payment set at 22%. PPI percentages vary greatly between 13% and 39%. This is the total compensation amount and our fees plus VAT will be deducted from this.
 Latest Fines
The FCA are continuing to crackdown on PPI misselling and have issued numerous fines to credit providers and retailers for malpractice.
Alliance & Leicester£7 Million
HFC£1,085,000
Liverpool Victoria£840,000
Egg£721,000
GE Capital Bank£610,000
Loans.co.uk£455,000
Clear Law LLP is a limited liability partnership authorised and regulated by the Solicitors Regulation Authority registered in England and Wales under: 0C308339 and VAT number 734 1335 57 and SRA ID: 403088.

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